AVOID COSTLY MISTAKES

In most years you wind up paying your insurance premiums and most or all of the cost of your treatment.  If the premiums are affordable but unsuitable due to high deductibles, co-insurance, and out-of-network charges, it can create a financial burden difficult or impossible to afford. We work with business owners and employees to uncover opportunities to lower costs.

FAST EASY QUALIFICATION

There are some simple yet effective ways for employers, employees and individuals to reduce their health insurance costs.  Some of those ways are not immediately obvious, but we’ll help you make it easy and affordable. Call us toll-free 888-559-2339 and we'll show you just how fast, friendly and easy it can be to work with us.

AND NO OBLIGATION

Wellness is much more than the absence of disease or infirmity. Total wellness should be seen as individuals willingly & eagerly assuming personal responsibility for shaping, adopting & maintaining healthy lifestyles, in order to achieve optimal levels of physical, spiritual, mental and emotional health. We are here to help you get the best coverage for the right price.

Healthtree Financial Benefits 

There are some simple yet effective ways for employers, employees and individuals to reduce their health insurance costs.  Some of those ways are not immediately obvious unless you understand how the new healthcare laws and HHS regulations work in conjunction with certain IRS regulations. We will help you make it easy and affordable.

Who Protects You? 

90% of disabilities are due to illness not accidents. When you cannot work and earn a paycheck, protect what is most valuable, you! Let us make disability easy to understand.  Speak with one of our representatives by tapping the "Call Us Today" button. 

Who We Are & What We Do

We are an independent agency that offers Critical Illness Plans, Accident Plans, Medicare Supplements and many other benefits including options for those individuals with significant pre-existing conditions. The health plans we offer fit every budget and lifestyle; whether you’re a recent graduate, self-employed, retiring early, or working without health coverage. One could be just right for you.  Contact us  or call us now to find out at (888) 559-2339.

• Understand the hidden pitfalls in healthcare.
• Create a winning strategy for your family's future.
• Free, confidential and no-obligation.

Enjoy Superb Service

We are always thinking about how to improve our client's insurance experience. To that extent, we provide alternative health insurance solutions for those who wish to keep insurance costs lower, but yet still maintain coverage.  One such solution is a non-ACA compatible plan like short-term major medical coverage.  

These plans are generally 40% to 60% more affordable than exchange plans, provide you with $2 - $5 million dollars worth of coverage and renew yearly.  It is the appropriate alternative for individuals who are relatively healthy and wish to offer vital coverage for themselves and their families.​

• Outside-the-box thinking!
• Personalized service with experienced agents.
• Live online support.

The Benefits of Insurance

Benefits have been decreasing but premiums, deductibles and coinsurance costs have been increasing over the last 20 years. According to the American Hospital Association, 82% of all hospital confinements are related to heart-attack, stroke, cancer and accidents. 

Don't become overrun by the trend of lower benefits and higher costs. Think about protecting your family and the best time to do that is NOW! It's too late once a critical illness or accident occurs. Click HERE to schedule a no-obligation consultation with our licensed and friendly insurance professionals.

• Medicare & Senior Products
• Vision & Dental Plans
• Health & Life Insurance Planning

Long-Term Care  Partner

The misconception is that Long Term Care insurance will not be necessary because medicare will cover nursing home costs.


  • Federal Law requires states to recover the money Medicaid spent on people's behalf from their estate after they pass away.
  • Of all Americans age 65 and up today, 1-in-5 will require LTC services for 5 years or more.
  • At today's average cost, a couple with $500,000 in assets would deplete their savings in just a few short years paying for LTC services.
     

Click HERE to schedule a no-obligation consultation with our licensed and friendly insurance professionals.


• Medicare & Senior Products
• Vision & Dental Plans
• Health & Life Insurance Planning

OUR FREE GIFT TO YOU, A DEDUCTIBLE BUSTER RX CARD

Save As Much As 55% or MORE!

Download the iPhone or the Android mobile app and utilize it to locate pharmacies and find the lowest drug prices. Show your pharmacist this app in order to receive discounts on your prescription RX.  You can print out extra cards for your family members and save money on their prescriptions, too. Once you download and open the app enter ID number 820195704 and your drug discount card account will be active and ready for savings!

Reduce Prescription Costs Today With

AMERICANCARD

Join the millions of American’s who are already reaping the benefits of Americas Drug Card prescription discount programs.  Tap HERE for more information and to get your free prescription discount card. Enter ID number 820195704 to activate your card, if it is not already filled-in on the card.
 

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